Tag Archives: india

Swift Dzire sub 4 metre compact sedan launching for Christmas, deliveries will start in the new year

History of news flow

Autocar India, the country’s premier automotive magazine reported late April, 2011 that the new Maruti Swift Dzire would get shorter and cheaper.

It also made an audacious attempt in getting an actual picture of the compact sedan and succeeded very well. The image which it claims was taken by one of its readers (not me!) is the one you see below.

newdzire

(source: www.autocarindia.com)

 

Since this article many websites such as motoroids.com, bharatautos.com and indianautosblog.com have been citing the original article from autocar india, and bharatautos even went one step further in morphing the new swift with the old dzire to produce its own rendering of what the car would be like.

I even saw another launch photo of the dezire with a boot like the old premier padmini 118 NE, sort of ridiculous looking, the source of which I dont have (with due respects to the owner)

photo-dz

 

Well now its time to reveal some rather accurate information about the new swift dzire.

Interiors and Design

The swift dzire due to its sub 4-metre length is expected to cost lesser. For the sake of simplicity we will talk only about the high end variant the ZDi. Currently with the recent increase of prices from maruti, the on road price in Bangalore is about 8.7 lakhs. The interiors of the new compact dZire is going to be exactly similar to the existing new swift.

ScreenHunter 01 Nov

(source www.marutiswift.com)

The fabric quality is obviously better, and you can notice the marginal increase in space at the backseat. The gearshift remains same from the original swift and swift dZire. There are chrome bits near the a/c vents, and the dashboard itself and so also on the doors and window linings. As in the case of the swift, there is no 60:40 seat folding option here, but then when you have a boot already, you can just fold the seat completely and it will become better and bigger. Since the dZire will be a passenger car, Maruti might decide to make the interior seating Beige in colour which is yet to be seen. Even the beige interior looks pretty good in the swift as was in the case of the earlier dZire and finally its upto owners to have seats of their choice. Karlsson and Autoform are two good companies to opt for with respect to seating as their jobs are perfect and the styling is top notch.

ScreenHunter 02 Nov

Note that the new dZire will also sport the same stereo system as in the new swift. Its a waterfall model stereo system. I have tested this system out and it is not as good as it is in the FIGO. But that is because Ford has intelligently packaged the stereo and speakers. The speakers on the front doors have a hollow region to create an impeccable undistorted bass. In the swift though that will be sorely missed. The new dZire will not have bluetooth functionality, though it will have stereo controls on the steering and Mp3, USB ports. Which brings me to the steering itself.

The steering is an excellent creation and its electrically assisted, making it butter smooth. The churn is simply awesome when you want to use that 4.6m turning radius to turn the car into cramped places. The steering is a joy to use and is precise and accurate and smoother compared to the old swift. Do not forget to wrap it with some genuine leather and it will be the best beyond that for a car of this price range. The horn is not worth it on the stock setup and its worthwhile to install the windtone horn (skoda or polo type horn) as an after market accessory.

After having had some success with Sx4′s practical design, the new dZire will carry over the same legacy with bottle holders on all doors, and a nice retractable cup holder right next to the co-passenger A/c Vent

ScreenHunter 03 Nov

(source: Swift brochure)

 

Exteriors, and rear assembly

The only question that everyone has about the dZire is – why should a car that has been designed that everyone should hate it named as – the dZire!? It sold in thousands, but yet everyone hated it. It had a waiting period of 4-5 months, yet everyone hated it, but yet Maruti made huge sales. So will the new dZire be again the same story with respect to styling of the rear? The big-ass boot if I may call it so? The good news is NO. Observe the first picture provided by autocar and in the rear you will observe that the new car has an sX4 style tailllamp. So now the differences between the old and new dZire models will be evident if you look below.

comapre

So if I were to hammer the boot of the existing dZire a bit from the top to flatten it, and remove its taillamps to give it the sX4 style taillamps, the dZire would then be looking much more nicer and similar to the first photograph above. You get an idea dont you? The car becomes much more buyable by nature. Given that statement, the new dZire is likely to top charts in bookings by customers when it launches.

So when then will it really launch is the next question. From sources it is likely to be launched by Christmas, and also demoed at the Auto Show coming up in January next year. The training for Maruti salesmen for the new dZire is already over and the car might be expected to hit the stockyards for display and test drives by as soon as December second week.

Performance and some other differences compared to older versions

Everyone knows the power of swift family of vehicles. No one can talk a word against the world famous FIAT multijet engines which are part of many diesel cars including the current swift and the older dZire models. I have personally driven all the vehicles which have this engine and those that have other diesel engines just to find out the difference in tuning. The new Swift and dZire have some changes in tuning. In the older cars, the torque of 190Nm started appearing around 1700 rpm onwards, but in the new cars the torque now appears only at 2000rpm. In layman’s terms this means that one has to reach 2000 rpm quickly and be at that level to experience the fun side of this car. Having said that, I have driven the new swift at 10kmph speed in second gear, 20kmph at third gear, and about 30-35kmph in fourth and fifth and one of the strongest points of this engine is that it does not switch off at these speeds which gives excellent driveability. For those who have driven the old swift they will know how silent the engine was on the inside. If I were to amplify that silence and make it 10 times better by padding the right bits in and around the car interior, thats called the new swift ! The silence is overwhelmingly impressive inside the car.

The top end drive remains as good as the older versions and there is no change here barring the extra welcome silence which is appreciated. For cruising between 90 and 110 this car will be very peaceful on the inside. The new dZire also had an added armrest for the driver which was not present in the older one.

Costing and conclusions

The dZire due to its sub-4m length is bound to attract only 10-12% duty instead of the usual 22%. For an on road price of 8.7 roughly this translates to about 87,000. But due to input costs being higher, one can expect less than half that as a discount to the end buyer which means the new dZire ZDi is bound to cost about 8.3 lacs for a sub 4m sedan. For another lakh more there are bigger better sedans with fuller boot so its hard to say whether this car will find a market at that price. Given the 90bhp version of the same FIAT engine plonked into its bigger cousin the SX4, and overpriced beyond 10 lakhs for no good reason, there is a fair chance people would be better off with the 75bhp compact sedan at 8.3 lakhs rather than a bigger underpowered cousin at 10.3 lakhs.

With Airbags, ABS, a butter smooth steering and a highly damped interior, the swift dZire compact sedan will have a charm of its own. The rear styling being correct is enough reason for potential buyers to now start taking this compact sedan more seriously. With a mileage of about 15 in the city and about 18-20 kmpl on the highway this is not going to be exactly a chartbuster but reasonable enough for daily runs and nice highway trips if you are that kind.

So dealers are now discreetly accepting bookings for this new version and the older one will be phased out by mid to end december 2011. Only time will tell whether this compact sedan finally quenches the buyers dZire for the HEART CAR!

 

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7 reasons TO NOT buy or TO buy the iPhone 4S in India

So the big iPhone launch event is now over and the dust is settling down. I must say that Engadget has done a fine job of updating on the event progress while it was on. It takes a lot of effort for a tech website to be spot on with respect to the updates. Given its experience in handling past Apple launch event this was a cakewalk for Engadget this time as well. Finally Engadget also summarized the whole event in a short bulleted fashion for people who don’t have the time to read the full scoop.

iphone4s-20111005

(image courtesy : Engadget.com)

Given this introduction let us then discuss the top 7 reasons why you should NOT buy the iPhone 4S. These reasons come out of my experience with using the iPhone 3GS for a year or more. So lets head straight on then …

  1. Closed filesystem – While for a person who does not bother to look beyond his iPhone, he can live entirely only with the phone without having the need to transfer anything out of the iPhone. Unfortunately not everyone is like that so one would like to have the ability to transfer important documents, photos, and other files out of the iPhone. This need may arise since we would use the phone with the associated data service to download a lot of useful things from the net. Imagine not having the feasibility to transfer it out of the phone. You might ask me if this is totally impossible – well not exactly – you can do so if you transfer it to another iDevice only.
  2. Absence of ports – I do agree and everyone here would also tend to agree that Apple makes a wonderful set of products. But omitting things like a USB port or a mini HDMI port only means that Apple would want its ecosystem to be protected to such an extent that one has to buy an iMac or iPad to transfer data out or an Apple TV product to transfer video content to a TV. I have a boxee box, which does all that and more by connecting up to a simple WiFi network and it needless to say has a HDMI port, USB slots, SD card slots and wireless NAS accessibility via uPNP protocol. All at < 200$ (Rs.10000). In today’s world, I cannot fathom paying 650$ without any of these just for the sake of lifestyle.
  3. Camera – When Apple launched 3GS version of the iPhone they provided a meagre 3.2 megapixel camera without flash, even when other manufacturers were already on the 5MP bandwagon with dual led flashes. While daylight photos were not so bad, night shots were pathetic. I am not even still considering the time it takes to edit that photo outside of iPhone as the transfer process itself requires iTunes software on an iMac or a PC. Arguably while apple has done away with the need for a PC anymore, can you think of atleast one time where you would love editing your photos on the phone itself. Its a small screen and you will run out of patience pretty soon. You might be wondering that it still has a 1080P full HD recording ability and hence more superior than a few other phones. Well I do tend to agree, but it all boils down to the same question as earlier – how would you transfer the content out for proper processing before sharing. For novices the phone would do it all automatically by processing and uploading to a video sharing service such as youtube, but for professionals who would like to edit the video more in depth, would find it intimidating when the device does not allow certain things. Coming to apple’s claim that the camera takes pictures in 1.1 second with a 0.5 second timing after the first picture, there are many other phones which also take pictures in about two seconds or so and offer face recognition since a couple of years now and this is nothing ground breaking. If i can wait for 1 second, i can also wait for 3 seconds!
  4. Pricing and rollout countries – Pricing has always been a premium for the iPhone. It continues to be so for the iPhone 4S which will retail for $649 or a little over Rs.32.500 in India on a fully unlocked basis. If you notice carefully India is NOT one of the countries which will get the iPhone 4S on October 28th. This directly shows the step motherly attitude that Apple has towards India. It has not skimped in the same way for the iMac though so far from releasing it on time. There are a lot of factors for this attitude from Apple. In a country where 3G speeds are not as consistent as they should be and in a place where a few thousands of geeks consider that India is geeky just because they use all the tech that is available, it does not mean that there will be millions of sales of the iPhone. The real winners out of phone sales in India would be those who provide dual sim phones with music player and radio, with perhaps a memory card slot thrown in at a rock bottom price of less than 50$ (~ about Rs.2000). Given this situation, a company like Apple which is vying for market share has no business in India with its ultra high end smartphone. And they are in no mood to subsidize it either.
  5. Carrier based subsidies – Unlike in the USA, carrier based phone subsidies and exclusivity for phone launches along with subsidies is not prevalent in India. With mobile number portability in place already, there is hardly any hope for this kind of model to work in India. Without subsidies we are then only looking for a very small percentage of market penetration Apple can achieve with its smartphone.
  6. Other feature sets -
    1. Flash disk size is hardly a differentiating factor these days for phones. I would at the maximum cycle around 1000 songs in my entire phone owning history and if I have 10000 songs while its good, we are talking only of a very select subsection of smartphone owners who are bound to be such music addicts. So if I am not a music and movie addicts there is no way that I can put the iPhone’s 16GB space to have anything else practically given the limitations on what can be stored and what not.
    2. GSM/CDMA universality is again anything groundbreaking. The early advent of dual sim, triple sim, and quad sim phones with multiple combinations of GSM/CDMA are more than already enough to provide the flexibility and for Indian’s going abroad there is a rare necessity to use two SIM cards on the same phone even alternatively instead of in parallel.
    3. iOS5 with iCloud - While the iCloud (which I had written about here) is a brilliant effort by apple for descoping physical limitations of the device storage, the concept itself is nothing groundbreaking. Almost every other provider is now on the cloud. The difference might lie in the way the other providers (versus apple) that let you access the cloud. On windows, accessing apple cloud is the slowest so far compared to say even Hotmail. Amazon cloud is yet to be tested by me and how Google might fare is only a fair guess having used google for a lot of time now. The real problem with iCloud is the missing information or lack of knowledge of how to find the files stored in the cloud. While other providers just list what you have in the cloud, Apple has incorporated the cloud concept into every application. So if I want to open some content, the only way is to get into the application having the ability to open that content, and then find the stored cloud content which I have created. This approach is useless and in no way enables me to get what I need quickly. I do appreciate apple’s clutter free approach in keeping cloud content specific to the applications that can harness it, thereby classifying it properly, but what is the use if I cannot see what I have stored in entireity on the cloud (ala Kindle Fire) ? The notification bar in iOS 5 has no quick launch buttons for bluetooth, WiFi, etc even in iOS5 !!
  7. Font and screen sizes – due to the limited screen size, even tasks such as facebooking, or emailing on an iPhone is not possible for a long duration. After prolonged use of the iPhone 3GS i have already increased the font size in order to prevent permanent damage to my eyes. Kids playing games on a small screen are only inviting a disaster as far as their visual abilities are concerned. On the outset it does not look like a big issue to many, but as a user of iPhone over a year, I cannot underline the importance of doing certain things on a bigger screen device. Atleast 7 inches of screen size, and most preferably a 10″ screen. This is the most ideal for heavy multitasking even if its just gaming or browsing or reading. This is perhaps where the kindle screen is a better alternative with e-ink technology compared to a retina display which is dazzling rather than practical to the already strained eye.

So if the Apple iPhone launch was all about brickbats, are there no boquets then? Your guess is as good as mine. Apple is a company which stresses on innovation. And when the give a feature they will implement it in a way incomparable to other mobile manufacturers. The TOP 7 reasons why you MUST go for an iPhone would be:

  1. Siri voice recognition – Here is an app which recognizes what you need and contextually remembers and answers all your related questions. Going all the way upto taking the stress out of you to do mundane tasks such as sending messages, shuffling music, etc. But the big question here is whether it will understand Indian English accent? That is yet to be proven and only time will tell.
  2. iTunes match - it is not clear how well this service will function yet. This seems to be a nice feature, but not compelling enough for an iphone buyer in India even if he is a music addict.
  3. the A5 chip – Apple’s processors are always a judicious choice and if you have seen the way an iPad 2 behavious with respect to screen renderings for graphical applications or games, then its not hard to imagine how blazing fast the iPhone 4S would be in the same aspects.
  4. Airplay mirroring - agree that this is a seamless feature, but it also requires equipment on the other end to support this kind of handover of content like a TV taking over from iPhone or gaming on the TV from an iPhone. We are still talking about a good six months before someone makes this possible. For those devices that already have airplay enabled, they will profit from this feature immediately
  5. Battery life - For those who own current generation apple devices they will already know the state of their battery prowess. Start with 100% at morning coffee, and you are < 10% before an evening coffee, leave alone dinner. Apple seems to have understood this and have high claims on battery life. This simply means the new iPhone would very well extend into day two of battery being in good shape kicking out those silly Mophie and other juice products into the bin sooner than later.
  6. Lifestyle device category - I cannot stress on this aspect any further than I always have. Apple makes lifestyle products. One that suits all age groups. So if I can do something on my iPhone, my kid can find something else worth doing for his age, and my aged parents can marvel and photo album swipes for their age and understanding. This is where Apple really shines and one device can keep all ages happy.
  7. App store - Apple we know pioneered the concept of app store and today they have anywhere more than 1,50,000 apps. This pretty much means you have an app that will help you brush your teeth and an app that will potty train your kids and an app which will monitor vital health signs of a sick aged person at your house if necessary. Extending the app store to iMac, iPad and the iPhone apple has ensured that they are on top of the money minting pie for a long time to come. Anybody else who makes mobile devices now has to have a store even it means aping apple and even if it means they have only two apps – facebook and twitter. For me honestly about ten apps should suffice. But it is really the needs and wants of 5% of the worldwide mobile phone market who own this phone that really matters. And the apple app store is pretty much geared to cater to this growing need in style.

So here were my 7 top reasons you should and should not go for the iPhone, now the call is yours. Tell me if you will or wont go for the iPhone 4S by answering the poll below!

The new face of Hotmail !

 

 

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What can you expect out of iOS 5 ?

ScreenHunter 01 Aug. 06 08

 

The urge to know more about iCloud made me ponder whether I could go ahead and install the iOS 5 beta on my phone. Since I knew that there was support for the iPhone 3GS, it was time to fuel that urge further. So I googled about and found a website that shared the iOS firmware.

The point here is that to install iOS 5.0 beta 4 version, you also need the corresponding iTunes 10.5 version. With some luck I could find it here and here respectively. (hotlinks to this page won’t work)

You must carefully note that this link is for 3GS so if your phone is different read that homepage fully before making a download choice.

Installing iTunes was no difficult. Once done, its the normal procedure of putting the iPhone in DFU mode to start loading iOS 5 firmware. This link explains the steps better.

To continue further, click here :

read more

Speculating on the prices of Apple products

Lets take a try at speculating what the new prices of old and new products from Apple would be so long as they dont open up their online store!

  • Apple Macbook air – starting from 60,000 upto 90,000 Rs.
  • Apple Mac mini – starting at 45,000 upto 70,000 Rs.
  • Apple thunderbold display – starting at 60,000 Rs. upwards
  • LION operating system – Around 5,000 Rs
  • Apple Macbook – might still be kept (50%) or removed totally (50%) as long as stocks last
  • Thunderbolt cables – around 5,000 Rs.

So what is your take? Let me know in the comments section of this post!

 

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Apple India Store goes down, prices of new products being updated

 

ScreenHunter_01 Jul. 21

The Apple India online store has been temporarily brought down in order that Apple can update its prices for the new range of Mac minis, air’s and LION operating system. Yesterday, Apple launched their new products the significant of which was a processor refresh for Macbook Airs which now sport Intel’s famed core i5 and core i7 Sandy Bridge processors. They have also bumped up the RAM to 4GB, the storage is now a Solid State Drive upto 256GB, they also have a backlit keypad for better visibility during darker lighting conditions. Added to this they have now upgraded the OS in all offerings to LION which claims to have upto 250 new improvements over the previous Snow Leopard variety.

The recent launches by Apple have better been described by Engadget and other leading tech websites. Apple also launched thunderbolt ports promising data transfer speeds of upto 10Gpbs on all their displays and macs. The LION OS has been extensively reviewed by Engadget and you can find that review here.

 

ScreenHunter_03 Jul. 21 ScreenHunter_02 Jul. 21

 

iPad 2 now available in India, starts at 29,500 Rs for Wifi version and 36,900 for 3g version

ScreenHunter 02 Apr

 

Apple finally has launched its iPad 2 in India, at reasonable prices of 29,500 for the Wifi version and 36,900 for the 3g version which is quite competitive to Samsung’s tablet prices and also to Apple’s USA pricing.

In the USA the same version is available at 499$ and with about 8-10% tax that works out to ~ 525$ which in Indian money roughly translates to 24,675 bucks assuming a dollar is 47 bucks. This does not include shipping costs and is applicable only for USA store pickups and Apple online purchases.

ScreenHunter 01 Apr

 

Still the Indian version has roughly about 20% more cost making it viable to purchase one from USA directly if you know someone there. But if you need warranty for a year, immediate pickup and instantaneous nirvana, head to a Croma, or eZone or Staples store or very much to the Apple authorized iMAGINE stores and pick up the iPad right here!

With a super fast dual core A5 processor, roughly about 512MB RAM and FaceTime HD, 10 hours battery that would probably last much longer if you switch off that Wifi, and iPad Smart cover at an extra 2000 bucks, the tablet war really starts to heat up for Samsung, Acer, Asus, Motorola (if they really care about India anymore).

ScreenHunter 03 Apr

 

Apple’s main competitor remains Samsung though they collaborate within for supplies of memory chips and at lawsuit trials elsewhere! It is to be seen how Samsung prices its 10.1″ Android Honeycomb tablet in comparison to this latest salvo from Apple.

Also heating up the atmosphere would be the impending iMAC refresh with thunderbolt port, and Sandy bridge Intel core i5 processor line which will retain Apple’s products as the most powerful and easy to use for some time to come. The cost is always a question, but then to own something beautiful, one should not be too iffy about cost factor isn’t it ?

Note that its only a matter of time before HDFC, ICICI, Barclays, SBI and Citibank jump into the experience to offer the iPad 2 on EMI schemes which makes it all the more easier to own one!

(all images courtesy apple website)

 

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An open letter to Manmohan Singh on the budget 2011

pm

 

Dear Mr. PM,

The whole country is feeling that the budget presented by you is a balanced budget for 2011. While one can’t disagree, I strongly feel that this country lacks a visionary even among people like you who are economically sound. So lets just understand the basic issues plaguing the country at this point in time and whats the urgent need of the hour.

  • Rising prices and fiscal deficits – Either way you look at it, whether you increase fuel prices or whether you increase taxes the bottom line is that the products and services get costlier on the people availing them. This means that people shell out more from their earnings to increase revenue to the government. However as in the past no matter how many items and how many subsequent increases in taxes you propose, the country still lingers on with a fiscal deficit instead of a fiscal surplus. The true visionary therefore needs to bring the country into a surplus situation. While here the stock markets here are rejoicing on lesser fiscal deficit rather than questioning you on when you can show the accountability to bring in a surplus situation
  • Scrapping tax holidays and its impact – True the software industry has been enjoying a tax holiday for a decade or more now. But it was always in the governments control to have changed that long back. What is unfortunate is NOTthat you are scrapping that now, rather that it hurts the salaries of both existing and upcoming executives at a time when the country is already reeling at high inflationary levels. If only you had brought about this scrapping of tax holidays in a phased manner starting all the way from 2001 upto now, salaries would have been moderated and most people would have been leading a more realistic life by now. Spending would have been calculated, reasoned out and the economy would have followed a linear growth curve instead of a cooked up exponential one. By all means one knows now that software industry is not the major contributor to the 8% projected growth anymore. Its infact the feeder industries that contribute more to this growth. However you should not forget that this industry is a big driver for that growth. By introducing a tax holiday long back you and your governments are directly responsible and accountable for the rich-poor divide that has been created which will take years to flatten down.
  • The tax exemption drama – With baited breath at every budget the middle (cattle) class expects you to waive off taxation on an extended amount each year. Just because this is a populist expectation, you have also always raised this exemption time and again. While its some reason to cheer, its also a concern that you have not substantially looked out for ways to mobilize people to save effectively for their future other than just by increasing exemption limits, that too at a time when inflation is so high that it hardly makes a difference.
  • No proper agricultural policy – Agricultural lands are getting devoured fast and furious by land mafia for construction of ‘luxury’ homes at such a pace that since the past decade a metro like Bangalore has nothing left for its green cover. When you look at rural areas, constant power cuts, no policy for support prices and no importance given to agriculture has changed many a farmer’s mind to sell his land instead of cultivate leaving us with no option but to import foodgrains which we were once proud of growing in our own country. Someday at this rate, we (including you) will be left at the mercy of the food producing countries and their prices to get even three square meals a day. This is already happening to Oil (which i will come to in a moment), but when it happens to food as well, it hurts the most. The real loss is in making people eat packaged foods which are hardly any value for money, or healthy, leading to a situation which is almost near starvation in the near future. When health problems arise out of this, that becomes a double whammy on the already affected and make them pay a fortune to repeat this cycle of ill health and unhealthy food until all of us die of some mass epidemic some day.
  • Oil pricing – In your own best interests of vote bank politics and useless chaos, you have decided to keep the price of diesel low, while you go on increasing the price of petrol every other month. This is perfectly acceptable to us, provided you reduce the duty on petrol. Given that urban transportation is a big mess even in organized cities like Bangalore, and that your infrastructure budget overtures never end, it makes commuting from one place to another a constant nightmare to live with making it thus necessary for people to own cars. Once the budget is over and dust settles down, you then increase the diesel price by Rs.2/- each time knowing fully well that every single item that depends on this diesel for transportation will increase by Rs.2 or sometimes even twice or thrice that. Are you not visionary enough to bring in preferential diesel pricing and also avoiding pilferage at the same time? Do you think your experience in running the financial affairs in this country are not strong to control this loophole? Perhaps we can give an opportunity to farmers to transport everything by bullock carts to all cities. This way they get employment, we rely less on inflating food prices due to diesel price hikes and the country can live in peace. Put on your thinking cap Mr.PM and get the innovators to work out other ways. Promoting greener fuels is good, but not alone enough to remove the burden each price hike comes with.
  • UID and expectations – The UID initiative is definitely a good move and a much wanted move, but it also has to address providing social security, health insurance and focus on things like the 401k plan in usa, for retirement savings. Many things can be linked to UID and it must provide us our fundamental rights in lowering these important costs for government services. This boils down to the fact of rooting out corruption in government units (like hospitals, etc) and making them above par with private services getting more accountability and enabling bureaucrats to have more say than politicians. It requires a fundamental shift in the way of thinking and execution but do you have the guts and prowess for that Mr.PM?
  • Service tax increases on hotels and hospital services – Agree that you want to increase taxes to cover these sectors, but let me question you how far has the government gone in providing good quality government hospitals and hotels where people can stay decently and get services below Rs.1000 a day? Are you saying government cannot match up to private counterparts? If so, then again its a problem with vision and the fact that we are not learning from other countries even after 60 years of ramp up time!
  • Corruption – This is the most talked about subject and it almost always boils down to the fact that it is we who support corruption by paying bribes everywhere. But from the past 60 years have you ever brought about a fool proof system using the available technologies so that no government department work needs human beings to interfere with their bribe taking hands? how about documents with digital signatures? Things are there Mr.PM you just need attitude enough to spank your cabinet members all the way until your last peon to drive home the point.
  • Missing focus on priority sectors – This is the final point I wish to talk about, and from the past 5-6 decades some areas have seen more and more stronger focus as for example infrastructure as a case in point. But then primary education, support for the elderly and destitute, focus on uniformity in healthcare, afforestation in restoring ecological balance, expansion of education to provide more fields for specialization and recognition, removal of quota systems to enable people to feel competitive and come up brighter, improving public transport by involving more community based options, reducing reliance on fossil fuels and ensuring the right innovations are taken into products as a matter of policy, focus on improving all cities and villages uniformly, better power distribution and greater reliance on wind energy, support prices for food stuff and proactive handling of inflation situation – the list goes on.

Its important that you realize that growth for the next decade cannot be based on age old economic policies anymore. We need a fresh vision, we need to be able to hear public opinions and encourage collective and inclusive policy making, and ensuring all sections of the society actively participate in making India achieve vision 2020, that is if there is such a vision. If not, its about time we make such a vision statement right now.

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Tata Docomo 3G activation process and Bangalore tariffs

ScreenHunter_01 Nov. 09

While speaking with a customer service rep today I happened to show my willingness to understand the data packages offered under the Tata Docomo 3G banner for Bengaluru city. This information is perhaps the first such information which is still not published for everyone’s benefit on the docomo website. Take a look and choose your pick. All these plans are valid only for postpaid 3G connections. For prepaid the first 100MB is free per month for two months and after that its 1p per 1kb which amounts to a whopping 10000 bucks for 1 GB which is insane.

For the postpaid connections the following packages hold good and are more reasonable by nature.

POSTPAID PLANS FOR BENGALURU

MRP (Rs)
LOCAL mins DATA USAGE STD mins
350 500 150MB 300
500 750 250MB 450
750 1250 500MB 750
1000 2000 1GB 1200
2000 5000 2GB 3000

 

BENEFITS: Anytime, Anywhere minutes ! Use them for ALL LOCAL & STD CALLS. Even when roaming on Tata Docomo networks.
BONUS OFFER: Postpaid customers activating till 31st December’10 get additional 100 MB data for 2 months.
Note : All the above packs are applicable for the INTERNET APN only.

 

HOW TO ACTIVATE 3G

Just send a message ACT 3G to 53333, and within seconds you should receive a confirmation that 3G is active. Go to APN settings, type TATA.DOCOMO.INTERNET on the values for both internet and MMS and you are done. Ensure you have the 3G radio switched on (as in the case of apple iPhone for example). Wait for a while and enjoy the fast life !

The best way to choose a plan for yourself from here is to go to www.tatadocomo.com, choose 24/7 customer support by CHAT, and ask the rep you chat with to enable this plan for you. Calling customer care should also help!

 

HOW FAST IS TATA DOCOMO 3G

The time it takes from when you type a URL on your phone browser to when the DNS resolves the IP Address for that URL is very crucial in determining overall speeds for content download. This is unfortunately taking a few extra seconds of impatience on Docomo 3G. So typically upto 5 seconds you dont see any activity, and then suddenly content starts to download in huge bursts. Its not the experience you would get out of a PC say with a Reliance or BSNL broadband connection, but its not really bad either.

WHAT IS TATA DOCOMO 3G’s BAD PATCH ?

Well, I must say here that it is only the Signal quality that really determines how strong a 3G connection lasts with respect to consistency in data download and in this respect, Docomo are still very far away from other operators like Airtel or Uninor. Having said that statement, I observe that frequent signal variations (drops and rises) affect the real 3G experience making it not so enjoyable. Many a times, just walking out of the office to an open area makes 3G stronger, while within your home or office 3G drops to E(dge) and sometimes even E(dge) is not recognized at all. Signal varies from 5/5 to even 1/5 and no service in lifts, basements and higher floors of buildings. This is really bad and affects overall connectivity to an extent that making normal phone calls itself become impossible. Tata have a long way to go in first getting their act right which I am sure Airtel are good at though they would be pricey.

LOOK OUT FOR A COMPARISON VIDEO BETWEEN UNINOR 2G AND DOCOMO 3G – COMING SHORTLY !!

Your next loan could be denied because of your CIBIL report!

cibil-pro

01 Sep. 26 17.05

 

So I happened to apply for a car loan at SBI. I was anticipating that a usual home verification would happen and later on the loan would be sanctioned. I was pretty right in my assumptions except that I did not anticipate that the officer who would verify my credentials would come armed with a CIBIL report.

The report she showed me was nothing less than astounding. She pointed out to me on what all loans I had taken since 1999 for a whole period of ten years. My bike loan, esrtwhile car loans, personal loans, credit card spends – everything was in that report neatly outlined. Courtesy CIBIL.

CIBIL is the credit information bureau Inida limited, a company that helps money lenders understand their credit worthiness of their borrowers. Every time you go for a new loan or credit card spend in huge amounts, these details are at regular intervals shared by the lenders (banks) to CIBIL. So in essence there is a history maintained with CIBIL on a regular basis on the new loan(s) you have taken and the status of the old loan(s) you have already borrowed. Each time the lending agency notifies CIBIL that a particular loan has been closed, CIBIL makes the pending amount “0” on that loan, which is technically when the loan is ACTUALLY closed.

However there are few cases where the lending agencies do not notify CIBIL on loan closures, or perhaps more regularly than others, which leads to some inconsistent information about your loans. It is at this point that we as borrowers must go behind these banks, to make them send the closure report to CIBIL so that your credit history is made CLEAN by reflecting the proper status. Also, there are two types of reports that CIBIL generates – a customer copy (which is essentially your copy) and the lender copy (which is what banks prefetch while issuing a new loan to you each time). The former copy is more detailed, has the account numbers, amounts, and types of loan sanctioned, sanctioning authority, etc. The latter also indicates the amounts, and closure status while it does not give the account numbers and other sensitive information to third parties. This is for obvious security reasons of your data not being able to to be misused.

Along with the famous Dun and Bradstreet Corp of the USA, CIBIL has ushered in a new era of helping lenders understand clearly the profile of their borrowers, and borrowers understand clearly their spends and loans they go into to help make them plan more efficiently for their life needs. So then you may ask what is the way to get your own CIBIL report.

The answer is very simple. Go to www.cibil.com and signup as a customer. Needless to say you need to provide valid credentials like address proof, id proof etc. For a meager amount of about less than Rs.200, you can in no time access your credit (loan) information to help yourself better understand what you have been spending on, and how much of your credit history is clean in terms of repayments.